Help Me Choose Get to Know Your Medicare Plan Options

Great! I'm happy to help.

That's nice of you. Just remember to answer the following questions from their point of view.

Good. We'll help you figure out what to do from here.

Remember, you must enroll in Parts A and B before you’re able to add on more Medicare coverage.

Let's keep going. I'll tell you more about when you can enroll later.

Thanks. Just something to consider as we move forward.

A Medicare supplement plan with a higher monthly payment could help you avoid paying a large amount every time you see the doctor.

A Medicare Advantage plan may include care management programs that can help you manage your chronic conditions.

Good to know. I'll keep that in mind moving forward.

If you rarely go to the doctor, a plan with a lower monthly payment might make the most sense for you.

You see your doctor often, so you'll have to decide whether you want a lower monthly payment or lower out-of-pocket costs like copays and deductibles. It's all about finding what makes sense for your budget.

Since you're at the doctor frequently, a plan with a higher monthly payment and lower costs like copays and deductibles will likely work best for you.

Typically, Medicare Advantage plans offer lower premiums than Medicare supplement plans. A low premium may mean higher deductibles, and a high premium could mean lower deductibles. I'll keep your answer in mind when creating your personalized plan recommendation.

Medicare supplement plans usually have higher premiums in exchange for lower deductibles and out-of-pocket costs. I'll keep your answer in mind when creating your personalized plan recommendation.

Original Medicare and Medicare supplement plans don't include dental, vision or hearing coverage while many Medicare Advantage plans do.

Original Medicare and Medicare supplement plans don't include dental, vision or hearing coverage while many Medicare Advantage plans do. You may be able to buy a special package with your Medicare supplement plan or Medicare Advantage plan to cover these services.

Great. I'll keep that in mind for your recommendation.

That's great to hear. I'll keep that in mind for your recommendation.

Okay, got it. I'll keep that in mind for your recommendation.

Okay, got it. I'll keep that in mind for your recommendation.

If you don’t travel, a Medicare Advantage HMO plan could work for you. I’ll keep this in mind when making your recommendation.

Where you live and how often you travel should be a big factor when selecting a plan as coverage can vary based on location. Keep in mind, to qualify for a Medicare Advantage plan, you have to live in one state for at least 6 months out of the year.

Not all Medicare plans cover routine care when you’re traveling out-of-state, but many include urgent and emergency coverage. I'll look for plans that fit your lifestyle.

Where you live and how often you travel should be a big factor when selecting a plan as coverage can vary based on location. Keep in mind, to qualify for Medicare Advantage or Medicare supplement plans, you have to live in one state for at least 6 months out of the year.

Great. I'll keep that in mind for your recommendation.

While Medicare Advantage plans often provide these services, Medicare supplement plans leave it up to you. Some people like that, while others prefer to have help.

A Part D prescription drug plan can be added to Original Medicare or Medicare supplement to cover the cost of your prescriptions. If you choose a Medicare Advantage plan, it may already include Part D prescription drug coverage.

Keep in mind that if you don’t sign up for prescription drug coverage when you’re first eligible, or sign up for a Medicare Advantage plan that includes Part D benefits, you may have to pay a penalty later.

Okay, but keep in mind that if you don’t sign up for prescription drug coverage when you’re first eligible, or sign up for a Medicare Advantage plan that includes Part D benefits, you may have to pay a penalty later.